Rate comparison guide
Compare money transfer rates and fees
Money transfer rate comparison should include more than the visible exchange rate. The useful comparison is the provider-published effective exchange rate after rate spread and transfer fees are reflected in the recipient amount.
Use Via20 when you want to compare the rate, fee, all-in cost, speed, payout method, and source label on the same screen.
Provider exchange rate
Cost driver
The displayed rate can differ from the midpoint rate and may include provider spread.
Transfer fee
Cost driver
Fixed and percentage fees vary by amount, payment method, payout method, promotion, and destination.
Recipient gets
Cost driver
The final delivered amount is the cleanest first-pass ranking metric.
Delivery timing
Cost driver
Instant and same-day options can cost more; compare the tradeoff against recipient gets.
Source label
Cost driver
Provider API, public quote page, scraped page, and configured adapter data should not be blended without disclosure.
Portugal to Brazil
EUR to BRL / PIX
United States to Mexico
USD to MXN / Bank account
United Kingdom to India
GBP to INR / Bank account
United Arab Emirates to India
AED to INR / Bank account
United States to Philippines
USD to PHP / Bank account
Canada to Philippines
CAD to PHP / Bank account
United Kingdom to Nigeria
GBP to NGN / Bank account
United States to Nigeria
USD to NGN / Bank account
Australia to India
AUD to INR / Bank account
Questions
What is the best way to compare money transfer rates?
Compare recipient gets, provider-published effective exchange rate, all-in cost, payout method, and delivery timing for the exact route and amount.
Why can the cheapest fee lose?
A low visible fee can be offset by a weaker exchange rate or extra funding/payout costs.
Does Via20 show live rates?
Via20 shows live or configured provider-published VET where the route and provider source support it, and labels the source type.